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© 2026 DockOnly™. All rights reserved.

DockOnly™ and Dock Score™ are trademarks of Blue Mar Real Estate Group Inc.

Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker

Blue Mar Real Estate Group Inc.

Licensed Florida Real Estate Broker · DBPR License CQ1018554

4000 Ponce De Leon Blvd, Suite 470, Coral Gables, FL 33146

[email protected]

Listing data is provided by participating Multiple Listing Services and is deemed reliable but not guaranteed. Each listing's MLS source and its required disclosures appear with that listing. Dock Score™ is a DockOnly.com rating and is not provided by or affiliated with any MLS or listing broker. NOAA chart data is public domain and for reference only — not for navigation. Full MLS Compliance

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+20

631 HARBOR ISLAND

CLEARWATER BEACH, FL, 33767

Active

$3,400,000

631 HARBOR ISLAND

CLEARWATER BEACH, FL, 33767

Active

$3,400,000

4

Bedrooms

4

Bathrooms

2,653 sqft

Living Area

1969

Year Built

$3,400,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map — verify navigability with a local captain or surveyor before relying on it.

11,326

Lot Size (sqft)

38

Days on Market

Dock Score™

DockOnly
79
Good

What shaped this score

✓Intracoastal
✓Dock with boat lift
✓Bridge-free to bay & ocean
✓Fits boats up to ~65ft (est.)

DockOnly.com rating — not provided by the MLS or listing broker.

Dock & Water AccessMLS

Bay/HarborIntracoastal Waterway

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall DetectedDeep Water Indicators~55-75 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Welcome to Wow, welcome to 631 Harbor Island! This 2653-square-foot single-level waterfront residence is a masterclass in intentional design. While the original slab, exterior walls, and roof remain solidly intact, the current owner has completely transformed the interior - essentially rebuilding the home from the inside out – every surface, system and finish has been upgraded to high-end, luxury standards with meticulous care and attention to every detail in partnership with Premier Construction of Tampa. 30X30 porcelain tiles, Subzero, Miele, Cove and Wolf appliances and spa-like bathrooms create an environment that feels brand new and meticulously curated. The layout was designed for coastal living. Four spacious bedrooms and 3.5 spa-like bathrooms are all on one level with zero stairs. No oversized maintenance. No wasted space. Just pure, intentional luxury that delivers more effortless enjoyment—and more value—than homes twice its size. Open-concept living spaces bathe in natural light and flow seamlessly to the outdoors, perfect for both intimate evenings and larger gatherings. Step outside and magic unfolds: A newly reimagined pool and spa with fire boxes, sundeck, outdoor shower, sauna, kitchen fit for a king to entertain to your heart’s delight with premium Sonos sound, multiple TVs to watch the Big Game, and places to sit, relax and watch the sun rise, the dolphins play and boats glide by. The dock, covered 26K-lb boatlift, 50+-ft wet slip with wrapped pilings are all new and include water and electric. There was no skimping on the toy box of the home either (garage). Complete with an epoxy floor and its own mini-split AC to keep cars cool and comfortable in the Florida summers. This is coastal living distilled to its most refined form—with every luxury thoughtfully placed. If you’ve been searching for a waterfront retreat that feels fresh, personal, and truly special, this is the one. The combination of completely renovated luxury, single-level living, and that rare open Intracoastal frontage makes this property stand in a class of its own. Don’t miss your chance to experience it in person. Request your private showing today — once you stand outside and take in those endless views, you’ll understand exactly why this home stands apart.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

CLEARWATER BEACH, FL, 33767

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc. — Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of SAND KEY REALTY via Stellar MLS

Last updated: 6/5/2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Dock Score™

DockOnly
79
Good

What shaped this score

✓Intracoastal
✓Dock with boat lift
✓Bridge-free to bay & ocean
✓Fits boats up to ~65ft (est.)

DockOnly.com rating — not provided by the MLS or listing broker.

FEMA Flood Zone AE
BFE: 9ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$680,000 down

%
Principal & Interest$17,642/mo
Property Tax (est. ~1.2%, varies by county)$3,400/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$21,292
Loan Amount: $2,720,000Rate: 6.75%
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Estimated payments only. Actual rates and terms may vary.

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