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862 Cardinal Ln

Key Largo, FL, 33037

Active

$1,999,000

4

Bedrooms

4

Bathrooms

2,326 sqft

Living Area

2025

Year Built

6,900

Lot Size (sqft)

383

Days on Market

Dock Score™

DockOnly
59
Fair

What shaped this score

Canal
Premium waterfront location
Bridge-free to ocean
Fits boats up to ~75ft (est.)
Est. waterfront~80 ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal Front

AI Aerial Imagery Detection

Dock Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Open WaterDockOnly

This dock fronts open water — a bay, harbor or marina basin rather than a canal.

There is no across-the-canal bank here, so no canal width applies and boat length is not limited by room to turn around. Check depth, beam and slip dimensions with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

OWNER FINANCING with 30% down!! Experience Elevated Coastal Living - Brand New Oceanside Pool Home with Dock in Key Largo Welcome to your dream waterfront retreat in Key Largo! This stunning brand-new, 4 bedroom and 4 bath custom-built pool home combines sleek modern design with top-tier amenities, offering the perfect blend of style and comfort. Lets start with your Outdoor Paradise Step outside to your private heated and chilled saltwater pool with a 5'-6'' depth, massage jets, beach shelf with umbrella holder, five LED lights, and a safety net for peace of mind. The expansive 15' x 40' dock features polyurethane synthetic decking, a power pedestal with LED lighting, water hookup, 30-amp and 120V receptacles--ideal for boating enthusiasts. For reference, there is a 37' Intrepid at the dock. Gourmet Outdoor Kitchen Enjoy shaded and cool al fresco dining with a fully equipped outdoor kitchen featuring a built-in outdoor-rated refrigerator/freezer, 32'' BULL BBQ, and sink--perfect for entertaining after a day on the water. Interior Highlights • Gourmet Chef's Kitchen: GE Monogram 42'' counter-depth refrigerator, GE appliances, 36'' stovetop, tower oven/microwave combo, and wine cooler. • Luxurious Baths: All four bathrooms boast smart electric toilets, rain and handheld showers, body jets, and frameless barn glass shower doors. • High-End Finishes: Soaring ceilings, 8' custom doors with smoked glass inlays, and contemporary tile flooring. • Convenience: Dual inline water heaters and dual Bosch stackable washer/dryer sets. Additional Features • Standing seam 16'' panel roof • Brick driveway with solar lighting • Spacious covered entertaining area • Oceanside location with quick access to the Atlantic Whether you're looking for a luxury vacation retreat or a full-time waterfront residence, this Key Largo masterpiece offers the ultimate Florida Keys lifestyle--brand new, thoughtfully designed, and move-in ready.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

Key Largo, FL, 33037

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of American Caribbean Real Estate, Christie's International Real Estate via Florida Keys MLS

Last checked: August 9, 2026

Listing updated: September 1, 2026

© 2026 Florida Keys Board of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Keys Board of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearest Bridge Clearances

Florida Keys, critical for tall/large vessels

No bridge data available for this location.
FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$399,800 down

%
Principal & Interest$10,372/mo
Property Tax (est. ~1.2%, varies by county)$1,999/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$12,621
Loan Amount: $1,599,200Rate: 6.75%
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$1,999,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.