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903 20TH AVENUE W

Palmetto, FL, 34221

Active

$889,000

3

Bedrooms

2

Bathrooms

2,368 sqft

Living Area

1981

Year Built

9,500

Lot Size (sqft)

4

Days on Market

Dock Score™

DockOnly
86
Excellent

What shaped this score

✓Canal
✓Dock with boat lift
✓No fixed bridges
✓Fits boats up to 45ft
Est. waterfront~95 ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal - Saltwater📝 deep water

AI Aerial Imagery Detection

Dock DetectedBoat Lift DetectedSeawall Detected

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Canal WidthDockOnly

At the dock

County parcel data
80ft
dock80 ft

Single measurement at the dock · width variation along the canal not yet available

Measured perpendicular from this parcel's waterfront edge to the parcel directly across the canal, using surveyed county GIS boundaries.

Will it turn around?

Up to 26 ft

Easy
handling

26–35 ft

Fits
with care

35–41 ft

Tight
(back-in)

Boats over 41 ft typically back in/out rather than turning here. Clear channel ≈ 54 ft with boats moored both sides (~13 ft per side for dock + beam). Wide-beam yachts need the upper end of each range.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Waterfront living in West Palmetto at its finest! Set along a protected deep-water canal with no bridges and direct boating access to the Manatee River, Tampa Bay, and the Gulf, this beautifully appointed Key West-inspired home offers the ultimate Florida lifestyle. A lush tropical landscape and thoughtfully designed xeriscaping welcome you to this impeccably maintained property. Inside, the open-concept floor plan is filled with natural light and framed by tranquil water views. Beautiful wood flooring, a wood-burning fireplace, and expansive windows create a warm and inviting atmosphere. At the heart of the home, the gourmet kitchen features custom wood cabinetry, granite countertops, a large center island, stainless steel appliances, an induction cooktop, wine cooler, designer backsplash, and under-cabinet lighting. The kitchen opens effortlessly to the dining and living spaces, making it ideal for both relaxed living and entertaining. The spacious primary suite provides a private retreat with a spa-inspired bath featuring Norstone shower walls, custom dual vanities, and distinctive beadboard ceilings. A flexible bonus room offers built-in office space, wine storage, a walk-in pantry, and additional laundry storage. Two generously sized secondary bedrooms provide comfortable accommodations for family and guests. One of the home’s standout features is the bright Florida room, where eight sliding doors open to sweeping water views, creating an exceptional connection between indoor and outdoor living. The screened pool is both heated and chilled, perfect for year-round enjoyment. Step outside and discover a true boater’s paradise. The 60-foot composite dock includes water, electricity, lighting, a fish-cleaning station, and a 7,500-pound boat lift. Approximately 5 feet of water at low tide and 15/30/50-amp power provide excellent boating flexibility, with the dock accommodating vessels up to 60 feet. A waterfront gathering area with built-in swings and Bluetooth speakers, plus a storage/tackle shed and covered grilling space, make the backyard ideal for entertaining. With no HOA or deed restrictions, there is added flexibility for a full-time residence, seasonal retreat, or potential short-term rental. Located just minutes from Sarasota, Bradenton, St. Petersburg, and Tampa, the home is close to beaches, airports, restaurants, and recreation. Emerson Point Preserve is nearby, offering miles of trails, kayaking, and beautiful sunsets. A rare combination of exceptional boating access, refined comfort, and relaxed coastal living—this is more than a home; it’s a waterfront lifestyle. Your next chapter is just one showing away!

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

Palmetto, FL, 34221

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of TIM LESTER INTERNAT'L REALTY via Stellar MLS

Last checked: 11 hours ago

Listing updated: October 6, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$177,800 down

%
Principal & Interest$4,613/mo
Property Tax (est. ~1.2%, varies by county)$889/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$5,752
Loan Amount: $711,200Rate: 6.75%
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$889,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.