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97 Coral Lane

Key Colony, FL, 33051

Active

$899,000

2

Bedrooms

2

Bathrooms

1,290 sqft

Living Area

1975

Year Built

2,642

Lot Size (sqft)

17

Days on Market

Dock Score™

DockOnly
61
Good

What shaped this score

✓Ocean Access
✓Dock present
✓Bridge-free to ocean
✓Fits boats up to 35ft

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal Front

AI Aerial Imagery Detection

Dock DetectedSeawall Detected~47-63 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

A sought-after opportunity to own a single-family home in Key Colony Beach at this price point--an appealing alternative to a half-duplex with intriguing possibilities for the future. Currently configured as a 2-bedroom, 2-bath single-family residence, this charming bungalow was originally a duplex with a 1-bedroom, 1-bath layout on each side and retains duplex zoning. Vaulted ceilings throughout and a bright, updated interior create a relaxed and welcoming atmosphere. The open living area extends to a back patio where you can enjoy soft evening breezes and sunset skies after a day on the water. With 40 feet of dockage and quick ocean access, heading out for a morning cruise or fishing trip couldn't be easier. Weekly vacation rentals are permitted, offering flexibility for personal enjoyment or investment. The property's original configuration and duplex zoning present an additional dimension of potential for those with an eye toward the future. Enjoy all that Key Colony Beach has to offer, including a marina, golf course, pickleball and tennis courts, bocce, playgrounds, walking and biking paths, and waterfront dining. An inviting island retreat with possibilities beyond the ordinary.

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Location

Key Colony, FL, 33051

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Berkshire Hathaway HomeServices Keys Real Estate via Florida Keys MLS

Last checked: 9 hours ago

Listing updated: October 25, 2026

© 2026 Florida Keys Board of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Keys Board of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearest Bridge Clearances

Florida Keys, critical for tall/large vessels

No bridge data available for this location.
FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →
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Estimate your monthly payment for this waterfront property

20%

$179,800 down

%
Principal & Interest$4,665/mo
Property Tax (est. ~1.2%, varies by county)$899/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$5,814
Loan Amount: $719,200Rate: 6.75%
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$899,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.