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975 Oak Street

Merritt Island, FL, 32953

Active

$1,449,500

5

Bedrooms

3

Bathrooms

2,896 sqft

Living Area

1977

Year Built

32,234

Lot Size (sqft)

Days on Market

Dock & Water AccessMLS

Navigable WaterRiver AccessRiver FrontSeawall

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

OWNER FINANCING AND SPECIAL FINANCING AVAILABLE! Ask about the lender-paid 1% rate reduction for the first year--see Public Documents for details. River views, 104 ft of waterfront, a brand-new dock, and a pool overlooking the water set the tone for this Florida waterfront retreat. Tucked away on a quiet Merritt Island street and spanning over half an acre, the setting offers a rare blend of privacy, space, and everyday access to river and island living. Inside, LVP and tile flooring throughout create a clean, low-maintenance feel. The kitchen features rich hickory cabinetry, while upgrades include durable PVC plumbing, new AC systems, and a metal roof for added peace of mind. Outdoor living takes center stage with a spacious pool and lanai designed to maximize the water views and seamless indoor-outdoor flow that defines Space Coast living. Launch a kayak from your backyard, cast a line from the dock, or simply unwind poolside as dolphins and manatees pass by. The property itself is just as special. A thriving Jabuticaba tree in the front yard offers a rare and conversation-worthy fruit tree seldom found in residential landscapes. A brand-new dock creates easy access to the water, and a new septic system is pending for added peace of mind. Transferable termite bond and a yearly pest control protection. With over half an acre, peaceful surroundings, waterfront views, and meaningful updates throughout, this Merritt Island property offers a unique combination of space, character, and lifestyle. OWNER FINANCING AND SPECIAL FINANCING AVAILABLE! Ask about the lender-paid 1% rate reduction for the first year--see Public Documents for details.

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Location

Merritt Island, FL, 32953

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of Compass Florida, LLC via Space Coast MLS

Last checked: August 26, 2026

Listing updated: July 13, 2026

© 2026 Space Coast Association of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Space Coast Association of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone X

Minimal Flood Hazard

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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$289,900 down

%
Principal & Interest$7,521/mo
Property Tax (est. ~1.2%, varies by county)$1,450/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$9,221
Loan Amount: $1,159,600Rate: 6.75%
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$1,449,500Tour the dockSchedule a Showing