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25 photos
+20
Navigable WaterNo Fixed BridgesOcean Access
97501 Overseas Hwy 131
Key Largo, FL, 33037
$2.0M
4
Bedrooms
3
Bathrooms
2,635 sqft
Living Area
2004
Year Built
Dock & Water Access
Dock Amenities
Waterfront Features
Navigable WaterNo Fixed BridgesOcean AccessOcean Front
Description
OCEANFRONT 4 BEDROOM PENTHOUSE in exclusive Mariners Club! Beautifully updated with fresh paint, stylish furniture, and modern décor for a perfect turnkey experience. Bright and airy with natural light, large sliders open to a spacious balcony overlooking the deep-water marina and Atlantic Ocean. Enjoy 4 bedrooms, 3 full baths, and open living with a gourmet kitchen featuring granite counters, stainless appliances, & travertine floors. Resort amenities include two pools, hot tub grotto, marina, dry stack storage, gym, indoor/outdoor pickleball, tennis, and 24-hour gated security. No rental restrictions allowing you to generate revenue when not in residence, offsetting carrying costs. Turnkey and pristine—just bring your bags and enjoy luxury oceanfront living in Key Largo!
Location
Key Largo, FL, 33037
Listing courtesy of American Caribbean Real Estate
Last updated: 3/21/2026
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Dock Score™
53
Based on dock amenities, ocean access, and waterfront features
Dock Score is a DockOnly.com rating. Not provided by or affiliated with the MLS or listing broker.
Mortgage Calculator
Estimate your monthly payment for this waterfront property
20%
$399,800 down
%
Principal & Interest$10,372/mo
Property Tax (est. 1.2%)$1,999/mo
Home Insurance (est.)$250/mo
HOA Fees$1,421/mo
Total Monthly Payment$14,042
Loan Amount: $1,599,200Rate: 6.75%
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Nearest Bridge Clearances
Florida Keys — critical for tall/large vessels
No bridge data available for this location.
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0
HOA Fee$4,263/Quarterly
Days on Market106