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97652 Overseas Highway HH31

Key Largo, FL, 33037

Active

$1,599,000

3

Bedrooms

2

Bathrooms

1,685 sqft

Living Area

1975

Year Built

$1,610

HOA / Monthly

13

Days on Market

Dock & Water AccessMLS

Bay FrontGulf FrontOpen Water

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Exceptional open-water living in this 3-bedroom, 2-bath corner condo offering 1,685 sq. ft. of interior living space plus a 442 sq. ft. screened lanai overlooking Florida Bay. Imagine mornings on the water and Keys sunsets from this spacious outdoor living area, perfect for relaxing, dining and enjoying the tropical breezes. Inside, custom improvements include a wood-plank ceiling with decorative beam detailing and recessed lighting, leathered granite kitchen countertops, stainless appliances and a wine cooler. The redesigned primary suite features custom cabinetry and storage, a marble-look walk-in shower and a fitted dressing room/closet. Coastal-toned wood flooring adds warmth to the bedrooms, while hurricane windows and doors provide peace of mind. This furnished residence offers generous living space, privacy and elevator access. Experience Rock Harbor Club, a peaceful tropical paradise surrounded by lush landscaping. Enjoy the large sandy bayfront beach, heated and chilled pool, wooded walking trails, clubhouse, fitness facilities with saunas, tennis, pickleball, bocce and basketball. Boaters will appreciate the community's dry-rack boat storage with launch and retrieval service, subject to availability and association requirements, along with convenient access to the Intracoastal Waterway. It all comes together in the relaxed Florida Keys lifestyle you've been dreaming of.

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Location

Key Largo, FL, 33037

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of LoKation Real Estate via Florida Keys MLS

Last checked: 1 hour ago

Listing updated: October 21, 2026

© 2026 Florida Keys Board of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Keys Board of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearest Bridge Clearances

Florida Keys, critical for tall/large vessels

No bridge data available for this location.
FEMA Flood Zone X

Minimal Flood Hazard

View FEMA Flood Map →

Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$319,800 down

%
Principal & Interest$8,297/mo
Property Tax (est. ~1.2%, varies by county)$1,599/mo
Home Insurance (est.)$250/mo
HOA Fees$1,610/mo
Total Monthly Payment$11,756
Loan Amount: $1,279,200Rate: 6.75%
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$1,599,000Tour the dockSchedule a Showing