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97652 Overseas Highway HH41

Key Largo, FL, 33037

Active

$1,095,000

3

Bedrooms

2

Bathrooms

1,685 sqft

Living Area

1975

Year Built

$1,610

HOA / Monthly

12

Days on Market

Dock & Water AccessMLS

Bay FrontGulf Front

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Spectacular Florida Bay views take center stage in this fourth-floor waterfront condominium at Rock Harbor Club! Offering 1,685 square feet of living space, the condominium was originally designed with three bedrooms and currently features two bedrooms, two bathrooms, and a family room, with the potential to restore the third bedroom. The spacious living area features large sliding glass doors that frame the bay views and open to a 442-square-foot screened lanai, an inviting setting for morning coffee, breathtaking sunsets, and relaxing by the bay. The thoughtfully renovated kitchen showcases wood cabinetry, elegant stone countertops, stainless steel appliances, and a dedicated ice maker. A breakfast bar provides a welcoming gathering spot for family and friends. The waterfront primary suite enjoys bay views and direct access to the screened lanai. Rock Harbor Club is a gated waterfront community surrounded by tropical landscaping. Amenities include a sandy beach, fire pit, clubhouse, fitness center, temperature-controlled swimming pool, and tennis and pickleball courts. The marina offers in-and-out dry-rack boat service for vessels up to 26 feet, subject to availability. Whether you're searching for a full-time residence, a vacation retreat, or a waterfront getaway to share with family and friends, you'll appreciate the stunning vistas of Florida Bay, waterfront amenities, and relaxed Florida Keys lifestyle. Discover all this exceptional waterfront community has to offer!

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Location

Key Largo, FL, 33037

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of LoKation Real Estate via Florida Keys MLS

Last checked: 11 hours ago

Listing updated: October 20, 2026

© 2026 Florida Keys Board of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Keys Board of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearest Bridge Clearances

Florida Keys, critical for tall/large vessels

No bridge data available for this location.
FEMA Flood Zone X

Minimal Flood Hazard

View FEMA Flood Map →

Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$219,000 down

%
Principal & Interest$5,682/mo
Property Tax (est. ~1.2%, varies by county)$1,095/mo
Home Insurance (est.)$250/mo
HOA Fees$1,610/mo
Total Monthly Payment$8,637
Loan Amount: $876,000Rate: 6.75%
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$1,095,000Tour the dockSchedule a Showing