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99 Palm Drive

Saddlebunch, FL, 33040

Active

$1,199,000

3

Bedrooms

2

Bathrooms

1,404 sqft

Living Area

2020

Year Built

5,345

Lot Size (sqft)

26

Days on Market

Dock Score™

DockOnly
59
Fair

What shaped this score

✓Ocean Access
✓Dock present
✓Bridge-free to ocean
✓Fits boats up to ~25ft (est.)

DockOnly.com rating, not provided by the MLS or listing broker.

Dock & Water AccessMLS

Canal Front

AI Aerial Imagery Detection

Dock DetectedSeawall Detected~21-29 ft dock

Detected by AI from open-source aerial mapping imagery and may not reflect current conditions. This information was not provided by the MLS or listing broker. Always verify dock infrastructure with the listing agent.

Navigation RouteDockOnly

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Your Slice of Paradise -- 12 Miles from Key West Tucked at the end of a quiet cul-de-sac, this beautifully appointed 2020-built home puts you one house in from open water -- with all the Keys lifestyle and none of the wave slap. Just a short boat ride to open water via a flow-through canal (no seaweed here!), this island retreat is where salt air meets easy living. Step inside to a bright, open-concept living, kitchen, and dining space made for entertaining- a gas range for the chef- and a screened porch where your morning coffee comes with ocean views and your evenings come with island breezes. Three bedrooms, two baths, and thoughtful finishes throughout make this home as comfortable as it is charming. Outside is where this property truly shines. Unwind under your own tiki hut, take a dip in the pool, or load up the boat at your private lift and floating dock -- perfect for kayaks, paddleboards, and all your water toys. Beneath the home you'll find generous storage plus covered parking for cars, boat trailers and other vehicles, ideal for Keys living and all your gear. Mature fruit trees dot the property, adding to that true tropical, island-grown feel. Whether you're searching for a full-time slice of paradise or the ultimate weekend escape, this flow-through canal home offers boating access, privacy, and island charm just minutes from all the dining, sunsets, and live music Key West has to offer. Come see why life is better on island time.

Schedule a Showing

See the property and tour the dock. A licensed waterfront specialist will arrange your private showing.

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Location

Saddlebunch, FL, 33040

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of LPT Realty, LLC via Florida Keys MLS

Last checked: 5 hours ago

Listing updated: September 24, 2026

© 2026 Florida Keys Board of REALTORS®, Inc. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Florida Keys Board of REALTORS®. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Nearest Bridge Clearances

Florida Keys, critical for tall/large vessels

No bridge data available for this location.
FEMA Flood Zone AE
BFE: 8ft

Special Flood Hazard Area

View FEMA Flood Map →
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Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$239,800 down

%
Principal & Interest$6,221/mo
Property Tax (est. ~1.2%, varies by county)$1,199/mo
Home Insurance (est.)$250/mo
Total Monthly Payment$7,670
Loan Amount: $959,200Rate: 6.75%
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Estimated payments only. Actual rates and terms may vary.

$1,199,000Tour the dockSchedule a Showing
Navigation note: Navigation routes show the shortest mapped path to open water. A vessel taller than the binding bridge clearance may still reach open water via a longer alternate route that we don't currently map. Verify navigability with a local captain or surveyor before relying on it.