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4324 SPINNAKER COVE LANE

Tampa, FL, 33615

Active

$526,000

3

Bedrooms

4

Bathrooms

2,540 sqft

Living Area

2005

Year Built

$620

HOA / Monthly

28

Days on Market

Dock & Water AccessMLS

Bay/Harbor FrontCanal FrontWaterfrontBay/Harbor

Data sources: SFWMD AHED waterway polygons · FHWA National Bridge Inventory 2024 · Not provided by the MLS or listing broker.

Description

Virtually Staged. This waterfront townhouse, with its own deeded boat slip, offers the seaside, maintenance-free lifestyle you have been looking for, so your weekends can be spent on the boat! Plus, the seller is offering a $10,000 credit at closing toward your closing costs so you can spend your money on the flooring you love. Act quickly, as this property (built in 2005) is the lowest price in Spinnaker Cove, and it’s within an exclusive, gated community. Lock-it-and-leave when you travel (airport is 10 minutes away) and enjoy your large, private boat slip a half-block walk from your front door when you are back in paradise. (Seller had a 42’ Sea Ray, so water depth is ample) Cruise down to St. Pete, the Gulf or over to a waterfront restaurant for a well-deserved break. The space in the home is amazing, with high ceilings, bedrooms away from entertaining areas, and two incredible living areas (one on each of two levels). Enjoy tropical orange sunsets over the bay from your kitchen, morning den, family room and master. Plus, relish the oversized master bedroom, bath and walk-in closet. Luxury elements such as a huge wet bar in your recreational family room, charming nooks in the kitchen, a convenient laundry on the bedroom level and built-in garage storage will impress you. The first level is perfect for everyday relaxation or parties. The first floor rec room/family room overlooks a sunny patio, a large grassy area and the waterfront. Plus, it features a full bath and a wet bar/party kitchen. This layout is well thought out and high and dry! Even in the hurricanes of 2024, only a few inches of water entered in the garage, leaving all three levels of living areas untouched. From your back porches and patios, you will cherish water views and a large grassy area for pets or friends to gather. Don’t like carpet? Want new flooring? No worries. Flood insurance is only $1700/year and the HOA covers all exterior maintenance, including the roof and seawalls.

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Location

Tampa, FL, 33615

No price history available for this property.

Displayed by Blue Mar Real Estate Group Inc., Licensed Florida Real Estate Broker (DBPR CQ1018554) · [email protected]

Listing courtesy of COLDWELL BANKER REALTY via Stellar MLS

Last checked: 8 hours ago

Listing updated: October 16, 2026

© 2026 Stellar MLS. All rights reserved. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Stellar MLS. Information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

FEMA Flood Zone AE
BFE: 11ft

Special Flood Hazard Area

View FEMA Flood Map →

Mortgage Calculator

Estimate your monthly payment for this waterfront property

20%

$105,200 down

%
Principal & Interest$2,729/mo
Property Tax (est. ~1.2%, varies by county)$526/mo
Home Insurance (est.)$250/mo
HOA Fees$620/mo
Total Monthly Payment$4,125
Loan Amount: $420,800Rate: 6.75%
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$526,000Tour the dockSchedule a Showing